Credit Challenges

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Cars & Bad Credit

The Heffner Approach to Auto Loans and Leasing

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1. At Heffner Credit we have been helping people with credit challenges get into quality vehicles regardless of circumstances for over 20 years. We treat you as part of the Heffner family and look at people and their individual challenges not just credit scores.

2. At Heffner credit we go the extra mile to provide outstanding customer care. We pride ourselves on our commitment to giving back to community. We have highly experienced financial service managers on site that take the time to understand your situation, needs and reasons for challenges. Our financial service managers will always ensure we provide alternatives that best suit your lifestyle.

3. Heffner Credit as part of Heffner Lexus Toyota is a full service dealership with an extensive new and used ever changing inventory. Our large selection allows us to offer many different options and cater to everyone’s needs and budget. We will make sure we find a vehicle for you that you will love driving that fits into your budget.

4. At Heffner Credit we have relationships with all the major banks and lenders. We also have a unique and competitive in house financing that allows us to custom design financing arrangements based on your individual needs. We will help you get a vehicle with 0 down or as little upfront costs as possible while making sure you get on the right track to improving your credit.

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Heffner Toyota